Buy Auto Insurance Because You Need It
Ever think about why you buy auto insurance? Automobile coverage protects you from any financial liabilities once you get into a car accident. Car insurance is now mandated by law and you are not allowed to drive unless you have coverage. You can be fined, sued or even sent to jail if you get into an accident or you get pulled over without of any form of car insurance coverage. No matter if it is inexpensive or not it doesn’t make a difference. You must have auto insurance. It guarantees you and your guests are protected.
There are basically hundreds of insurance companies that offer you automobile insurance. You want see what they provide and what works for your needs. Make sure that you get the correct coverage for your vehicle as there is such some thing as being over insured or having too little protection. Make sure that you are getting protection which suits your budget as well! Given that a lot of policies are paid on a month-to-month basis, you need to make sure that this is something you can manage and pay regularly.
When you get into an accident and you are at fault, you must file a claim with your insurer. Your insurer pays the damages to those involved in the accident including yourself and any medical expenses if needed. If you do not have insurance protection you will be responsible for all these bills on your own.
Imagine obtaining into an accident and leading to a four car pile up. With 4 to ten individuals sent to the hospital with varying levels of injuries you will end up paying for the damage to the automobiles, hospital bills plus the fine for not having coverage. This can set you back hundreds to thousands of dollars. This can also result in losing everything you have.
When you are not at fault in an accident and you still do not have car insurance, the insurance company of the driver at fault is also not expected to pay you for any harm to you or damage to your vehicle. So you see, automobile insurance is not a laughing matter and is one of the most crucial insurance coverages you could ever get.
Source : http://ezinearticles.com/?Buy-Auto-Insurance-Because-You-Need-It&id=5869205