Are Cheap SR22 Car Insurance Quotes Possible?
Yes, the Internet has made life certainly more easy and comfortable for us, especially when it comes to getting information. This has made cheap SR22 car insurance quotes a possibility. When you are troubled about your DUI (Driving under Influence) and obtaining a SR22 insurance quote, the internet is certainly very useful and handy.
Insurance companies today prefer to have the option of the on-line quotes since they know that this is a value-added service for the customer. There are countless insurance companies who claim that they provide cheap and affordable SR22 insurance, however each of the companies will have some difference in coverage or rate. The challenge for you is to make the right choose. Here are some easy steps to follow to help and guide you:
1)SR22 is asked only if you have had some problem of DUI, which is classified by insurance companies as high risk. This would mean that the car insurance rates for Sr22 car insurance would be higher than the normal insurance rates in the market. You need to find out the quote which is the lowest in this category and compare it with the SR22 quotes only.
2)There are some insurance companies which are known as the Specialty insurers who specialize in DUI offenses or, drivers who have a bad driving record and high number of accidents. These insurance companies offer better rates for such cases and understand the risk. Like Progressive, Serenity.
3)Installing an ignition lock to you steering wheel or taking defensive driving training are some of the ways in which you can lower the risk and this will help in getting insurance discounts or getting better SR 22 insurance.
4)Adding safety features and security would help in lowering the cost of insurance in the long run.
5)Driving your car less or installing a telemetry device will help in monitoring your driving which will help in lowering the risk.
6)Last, but not least online comparing of quotes is certainly very helpful in getting an affordable Sr22 car insurance quote since each company would base its rates on its own claims experience and its own underwriting philosophy or business spread they have.
There are lots of options for cheap and affordable sr 22 car insurance available and it certainly would not hurt in seeing the options available, at no cost keeping in mind the steps and information. You will find cheap SR22 car insurance suitable for yourself. Check it out for yourself.
Source : http://ezinearticles.com/?Are-Cheap-SR22-Car-Insurance-Quotes-Possible?&id=2721627