A Quick Guide to Car Insurance Quotes

When ever you become an owner of a new vehicle, you must, according to law, show you have insurance to cover it. It is wise to get various auto insurance quotes prior to buying a car.

Fortunately, when you get your quotes online, it is fast and easy. Typically, insurance companies are more than willing to give these quotes free. If you have a couple companies in mind, you can contact them personally and get an auto insurance quote.

If you are simply interested in finding the company and policy that is best for your needs, you may want to use an online insurance comparison website for your quotes. In order to be sure the information you are provided is not biased in any way, you want to find a website that is not sponsored by an insurance company.

It is very easy to find a car insurance comparison site. All you have to do is type one of the following phrases into a quality search engine and then click search: “auto insurance,” “auto insurance estimate,” or “auto insurance quotes.” You will be provided with a list of insurance company websites and estimate providers who are not sponsored by an insurance company.

The majority of these websites ask you to provide personal information like: name, age, address, and driving history. They will also ask you about any vehicle you want covered, like: make, model, year, body style (convertible, sedan, 4-door, 2-door, etc), and if a loan was used to finance it. Insurance companies need this information in order to provide you with accurate auto insurance quotes.

Some sites will ask that you provide them with an e-mail address that can be used to e-mail you any quotes that can not be gotten instantly. There are times it takes a couple of minutes to get all the quotes together. Usually auto insurance comparison sites will offer you about five different auto insurance estimates. If you like a quote you are given, you can click on the link provided by the quote and visit the insurance company’s website and gather more information.

It is wise to contact insurance companies directly when you are given a quote you are interested in. Typically, the quotes you are given do not take discounts into consideration. Once you make contact with a company, you can ask about any discounts that may be available for safety features of your car, for having a great driving record, for being a student, for having taken a driver’s education course, etc.

You may even be able to get an extra discount if you have another vehicle or home insured with the same company. Remember, not all insurance agents will inform you about possible discounts. This means you have to ask about them.

It takes some time and effort to find the right auto insurance policy, but once you have completed your research you will know you have the best coverage at the best price. Just remember to start by gathering auto insurance quotes from different companies, and then narrow your search from those.

Source : http://ezinearticles.com/?A-Quick-Guide-to-Car-Insurance-Quotes&id=3605161